Public Profile

Title

Mrs

First Name

Ourega-Zoe

Last Name

Ejebu

Job Title

PhD Student

Employer/Institution

University of Aberdeen

Other discipline / Specific area of work

Financial Economics

Short Biography

I have been studying economics since High school where I completed my French Baccalauréat. Thereafter, I directly integrated the Université Paris II Assas in Melun (France) in order to continue my study in Economics. After two years, I join a program, also known as Erasmus, in order to improve my English and study Economics in a different language, and to discover the Scottish culture.
I successfully adapted myself in a brand new environment. Thus, I decided to do a transfer from my former University to the University of Aberdeen. I then completed my MA in Economics (2:1), my MSc in Economics in the University of Glasgow, and I am currently doing my PhD at the University of Aberdeen under the supervision of Ioannis Theodossion.
My research interests are in Financial Economics. More precisely, I am interested in adverse selection in the credit market for consumers. I study the externalities (and eventual remedies) of information asymmetries in loan transactions between lenders and banks. I am more especially interested in borrowers’ behaviour and the determinant of their repayment rate. That is, my research intends to establish an eventual link between spending comparisons and low probability of repayment among households; by considering that spending will lead low-probability borrowers to take a loan despite low probability of repayment.
I am more likely to use Economic experiment as it permits to construct an economic life-cycle, where households (or subjects) will be mimicking consumption, borrowing, and saving activities. This requires the use of Z-tree. This package makes possible the experiment.
Data would be collected from the experiment and computed in Excel sheets. Eviews would be required as it will allow to run regression and to build statistic models. Furthermore, hypotheses will also be tested.

History

Member for

2 years 4 months